Why Celebration is a Vital Part of Financial & Life Planning

Written by Regina Hocking, Financial Adviser & Director of Rebel Wealth Management Pty Ltd. 

Another analogy incoming about the joy of planning...   

We all know the importance of planning, mapping out our finances, setting lifestyle goals, and chasing the future we want. It’s the foundation of sound wealth management. Like planting an orchard, you choose the soil, protect the seedlings from bugs, weather, and disease the best you can. You fertilise them, water them, and pour your energy into their growth, season after season, knowing that one day they’ll stand strong and bear fruit.

But here’s where so many of us trip up. We never stop to notice when those seedlings have become trees. We’re too busy clearing the next patch of land, ordering more saplings, and bracing for the next storm. We skip past the first blossoms without a glance, sprinting toward the next goal before we’ve even tasted the fruit of the last harvest.

It can be easy to get caught up in others’ orchards and activities especially when they shout to the mountain tops about their successes but never discuss their failings, short comings or challenging times. Do not be tempted to compare your one‑year saplings to another’s twenty‑year canopy of goodness. It is never a fair comparison. Every orchard has its own seasons, weather patterns, and setbacks, and yours is growing at exactly the pace it’s meant to. Your neighbour’s orchard may not be all it’s cracked up to be if we start digging further… I digress. 

What if, just for a moment, we stopped running?

What if we stood in the orchard we’ve cultivated, leaned against the trunks we planted with our own hands, felt the rough bark and counted the rings? What if we savoured the fruit and remembered the seasons it took to grow? That’s not idleness. That’s recognising the purpose of the work.

Celebrating your wins whether that’s having enough cash to pay for a new fridge, a vet bill because the kids fed the dog something they shouldn't, the mortgage and the school fees in the same week, to paying off your debt entirely, to reaching a superannuation milestone for retirement, or finally booking that dream trip isn’t indulgence. It’s a reminder of why you planted the seeds in the first place. It’s the moment you exhale and say, “This is why.” It’s how you refill the well of energy to keep tending the orchard. It can represent financial wellbeing, abundance or a new lifestyle goal unlocked!

And even when your saplings or trees topple over in despair, become fragile with disease, or suffer through seasons of less‑than‑optimal conditions, sit in these moments even more. They are the rings that tell the real story: the years that tested your roots and proved your resilience.

Rebel Wealth clients know we’re not here for a beige, tick‑and‑flick financial life. We’re here to live it. Boldly. Consciously. With moments that make you stop and feel.

So yes, plan. Strategise. Work the soil. But when the trees bear fruit, pour yourself a glass, sit in the shade, and savour it. That’s the real wealth. That’s the real rebellion against the ordinary. 

Regina Hocking
Director | Financial Adviser FChFP, GradDipFinPlan

Rebel Wealth Management Pty Ltd
Authorised Representative 001234469