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Issue 131 | February 2026
This edition covers several important developments shaping financial decision making right now, including:
• The Centrelink means tests and how they affect your Age Pension
• Why an Enduring Power of Attorney may matter more than your will
• The new Division 296 super tax and what it signals for large balances
• A practical Q&A section answering common client questions
Retirement Isn’t an Age: How to Build Financial Freedom in Australia
Retirement isn’t about turning 67. Retirement actually isn’t an age. It’s the day your income from personal exertion stops and your assets start paying for your lifestyle instead. Most people don’t plan for this early enough. They assume it will just work itself out. Learn how to build financial independence earlier, understand the Age Pension gap and create a retirement plan that supports your lifestyle.
What I Would Tell My 17 Year Old Self About Money + Life
Many young people enter adulthood without a clear understanding of money, investing or financial habits. Yet the decisions made in early adulthood can shape financial outcomes for decades. In a recent episode of the Rebel with a Plan podcast, financial adviser Regina Hocking shares nine lessons she wishes she understood at seventeen about money, financial independence and building strong financial foundations early in life.
So what are alternative investments?
Right now, the world feels loud.
International conflict. Inflation pressure. Housing competitiveness. Constant interest rate speculation. Market volatility across every feed.
When everything feels amplified, our role isn’t to chase the noise.
Sometimes, we need to widen the lens.
That’s where alternative investments come into the conversation.
Not as a replacement for traditional assets, but as a complement to a well designed strategy that reflects real life, real goals, and real risk tolerance.
Why Celebration is a Vital Part of Financial & Life Planning
We know we should be celebrating the wins in life, but we so often get lost in the planning and forward motion. Celebration is so important to healthy financial lives.
Eleven Types of Super Contributions You Should Know About
Super contributions come in all shapes and sizes. Specifically, 11 of them!
Understanding Your Investments - A Cow Analogy by Reg
A cow analogy for diversified assets and clever wealth management
Unlocking Wealth: How to Use Your Home Equity Wisely
Your home is one of your biggest assets and with the current housing market generally returning high valuations on properties we thought it timely that we discuss utilising home equity loans for personal wealth creation strategies.
The Joy of Financial Freedom: Inspired by European Adventures
Inspired by European travels, living joyfully and using money strategies as a bridge to achieve financial freedom.
If Death is Inevitable, Why Don’t We Talk About It?
What will happen to your assets when you die? Whilst it is an uncomfortable topic, estate planning is essential for peace of mind.
Understanding Insurance in Super
When it comes to protecting yourself and your loved ones, personal insurance plays a vital role.
End of Financial Year: Superannuation & Upcoming Changes
As the end of the financial year approaches, it's crucial to review your financial strategies and superannuation to plan for the new financial year ahead.